Farm and Ranch Insurance

One of our best kept secrets is our Farm and Ranch Insurance programs. Shawn has extensive experience and a growing client base in this area and we would love to offer you a quote to show our superior coverage and extremely competitive premiums. State Auto is one carrier with an excellent Farm and Ranch Insurance Program.
State Auto understands the unique exposures that are found on the various types of farm and ranch operations. Our premium products are designed to protect your farm clients’ livelihood, whether their operation is a gentleman farm or a larger family farm corporation.
Farm and Ranch
The farm and ranch policy protects your clients against losses or damages to their residence, personal property, outbuildings, farm personal property and liability coverage. This is not a “one size fits all” type of product as it can be tailored to meet your farm clients’ coverage needs. We have an array of optional coverages available to fine tune an already robust base coverage form. 
We are generally able to accommodate an assortment of risks, including but not limited to operations involving:
Grain 
Livestock: Cattle, Sheep, Swine, Goats, Horses, Mules and Donkeys 
Dairy 
Hog Confinement/Poultry 
Vegetables/Sugar Crops/Potatoes 
Tobacco 
Orchards
Farm Auto
Our farm auto product is a modified commercial auto program that aims to provide coverage for vehicles used in the farm or ranch operation. This ISO based product can provide coverage for tractor/trailer units, grain trucks, pickup trucks and trailers that are vital to the day to day farm or ranch operations. Personal use autos may also be added as to the farm auto policy as long as there is a farm/ranch use vehicle that accompanies the personal autos.
Farm Umbrella
The farm umbrella program is designed to provide comprehensive liability coverage for personal and farm-related exposures that are consistent with the needs of the farming or ranching operations. This ISO based coverage form provides an additional layer of liability protection above and beyond the underlying policies at an affordable price.