Why You Need Renters Insurance for Your Great Bend Rental Home or Apartment.

For better or worse, renters in our small community aren’t required to buy Renter’s Insurance. At Panzer Insurance, our agents can’t stress enough the importance of having a Renter’s Insurance policy in place. The number one reason we hear when we talk to clients is that ...

Why Independent Agents are the Best Choice for your Kansas Insurance.

There are many reasons to shop for insurance. You might be a first-time home buyer or maybe you’re purchasing a new car.  Maybe your rates seem way too expensive, you’ve just had a bad claim experience, or you just want to see what your choices are. When ...

Does My Great Bend Home Insurance Cover Hail Claims?

Kansas weather can change by the minute, especially during storm season. We can go from a beautiful afternoon to scrambling to get our cars under cover as severe weather rolls in.   Hail is overwhelmingly the most frequent claim we see in Great Bend and across the state of Kansas. ...

Who Has the Best Rates on Homeowners Insurance in Great Bend?

When looking for homeowners insurance in Great Bend - you are probably looking for the best rate.   If you live in Great Bend, Barton County or the surrounding area, finding out who has the best insurance rates is a job in itself.   There are several factors that determine ...

Does My Home Insurance Policy Cover My 15 Year Old Roof in Great Bend?

Once you’ve lived in Kansas for a while you know severe weather and hail are inevitable.     Depending on location some of us are “lucky” enough to deal with major home repairs such as roof, siding, fencing etc. due to storm damage every few years. Kansas likes to ...

Replacement Cost Value VS Actual Cash Value. How Does This Impact My Great Bend Insurance?

We get asked a lot of questions about coverage and options. One question that sticks out is the difference between two settlement options. There is a big difference between Actual Cash Value (ACV) and Replacement Cost Value (RCV) and not understanding the difference can cost you a bundle when you ...

What are Those Numbers on My Great Bend Car Insurance Policy?

Most of us don’t pay any attention to our auto policy. We just assume that since we have insurance we’re covered. If you do look at your policy the numbers bring back memories of high school algebra:   25/50/25 50/100/50 100/300/100   Is this some kind of brain game?  What ...

Will My Credit Score Hurt My Great Bend Home Insurance or Car Insurance Premium

Will My Credit Score Hurt My Great Bend, Kansas Home Insurance or Car Insurance Rate?   We all want the best insurance rate and coverage available. The question is, how do carriers determine the premium? There are a few obvious factors, such as the characteristics and location of the home ...

What is a Clue Report and How Does it Affect My Great Bend Homeowners Insurance?

 

What is a CLUE Report and How Does it Affect My

Great Bend Homeowners Insurance?

  One common question I get asked by Great Bend Homeowners is, “How is my homeowners insurance rate calculated?”   There are many factors but one you may not be ...

Why is the Insurance Value on My Kansas Home so High?

    You don’t see the words “Dwelling” or “Coverage A” very often. Add to that all insurance jargon and subtle differences between insurance carriers and the average homebuyer gets lost. At Panzer Insurance we like to keep things simple. So, what is Coverage A, Dwelling Amount, ...

Distracted Driving Dangers

Distracted driving: Facts, stats and scare tactics

These mini-computers we call smartphones are changing the game when people get behind the wheel.

Distracted driving has been a rising menace as cell phones have become more popular among people, and texting has become the new norm for communication. These mini-computers, we call smart-phones, are changing the game when people get behind the wheel. According to the National Highway Traffic Safety Administration, in both 2014 and 2015 a terrifying 10% ...

Home Insurance: Covering Your Home For Wind and Hail

Home Insurance: Covering Your Home For Wind and Hail   We all know Kansas weather can be unpredictable. One day its 85 and the next 35. During the warmer months and even over the colder ones severe weather can crop up with little or no notice. Most new clients we visit with are worried about how their home insurance policy will handle a claim from hail or wind. In our area this is the most frequently made claim on a home especially in Great Bend, Hoisington and ...